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Auto Enrolment Postponement

Postponement is one of the most technical areas of automatic enrolment and can be very confusing for employers and employees alike.

It is possible for an employer to postpone the implementation of Automatic enrolment for a period of up to three months. Postponement can be applied on the following dates:-

It may be desirable to defer the implementation of auto enrolment for reasons such as:

  • Alignment with other benefits.
  • Managing peaks in earnings
  • Instances of high staff turnover.

It is possible for an employer to postpone the implementation of automatic enrolment for a period of up to three months. Postponement can be applied on the following dates:-

  • In the case of current employees, the staging date
  • In the case of workers whose employment commences after the staging date:- the first day of employment.
  • On the day the worker first meets the criteria to be an eligible jobholder.

Postponements may apply to separate groups within a workforce. Postponement periods may also vary in length.

When an employer opts for postponement, it must first identify its deferral date, which is the final day of the period of postponement. It is a date chosen by the employer, but can be no more than three calendar months after postponement commenced.

The deferral date must be communicated to all affected workers by means of a formal notice which confirms:-

  • That postponement is to apply
  • The deferral date
  • That eligible jobholders will be automatically enrolled into a qualifying scheme on the deferral date.
  • Eligible jobholders, non-eligible jobholders and entitled workers may also join the scheme during the deferral period.


Which automatic enrolment notice must I issue for postponment.

The pension regulator has identified four different types of postponement notice that may be issued. These are as follows:-

General Notice A:-

This notice is issued to all workers, regardless of whether or not they are members of a qualifying scheme. It is a details document which provides much information within a single document

General Notice B:-

This notice is only issued to workers who are not active members of a qualifying scheme. Like general notice A it is a detail document.

Tailored notice for Job holder:-

This notice contains information that is specifically relevant to a jobholder who is not an active member of a qualifying scheme. This is a much simpler document, with the consequence that a subsequent communication exercise will be required.

Tailored notice for an entitled worker:-

This notice contains information that is specifically relevant to an entitled worker who is not an active member of a qualifying scheme. Again this is a simple document that will require further disclosure.